Lowe's Home Improvement

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Great for everyday purchases - Lowe's Credit Card Perfect for major purchases - Lowe's Project Card
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Lowe's Credit Card
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Lowe's Project Card
Unique Features
  • Special financing promotions
  • Card design choices of Standard Blue or NASCAR Team 48
Unique Features
  • No interest during each 6-month purchase period. After the purchase period ends, an APR of 7.99% - 17.99% will apply.*
  • Low monthly payments
Credit Line
A wide range of credit lines available
Credit Line
Generous credit lines available to support major projects
Payments
Low monthly payments
Payments
Fixed monthly payments for 4 to 10 years after the purchase period ends.
Initial Qualifying Purchase
$1,000
More details
More details and Payment Estimator
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Apply In-Store
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      Online Account Management
  • Account summary
  • Pay online
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A Consumer Credit Card
A Project Card
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Please note: In order to register for Online Account Management, your card must first be activated.
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Having trouble deciding which Lowes card is right for you? Try our card selector tool.

Lowe's Consumer Credit is issued by GE Capital Retail Bank. The GECRB Privacy Policy governs the use of Lowe's Credit. This privacy policy may be different from the Privacy Policy of Lowe's.

Are you a Canadian customer looking for credit services? Please visit our Canadian site at Lowes.ca

*    A Project Window is established when an initial purchase of $1,000 or more is made with a Lowe's® Project CardSM. All purchases made during the six month period after a Project Window begins will be included in the Project Window. During this six month period, no interest is assessed for those purchases and minimum monthly payments are required. After the conclusion of the six month period, interest will begin to be assessed for that Project Window and fixed monthly payments will be required. After the conclusion of the six month period, a new Project Window can be established by making a new purchase of $1,000 or more with a Lowe's® Project CardSM. An APR tier will be assigned when an account is opened:  Tier 1: 7.99%, Tier 2: 9.99%, Tier 3: 11.99%, Tier 4: 13.99% or Tier 5: 17.99%.  Minimum Finance Charge:  $1.00. Subject to credit approval.  Excludes all Lowe's Canada Credit products.