Prices, promotions, styles, and availability may vary. Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.
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Lowe's Business Rewards Card from American Express
A rewarding way to manage your business. Pay in full or over time.
Learn more about Lowe's Business Rewards Card from American Express features:
Business Rewards Program
Periodic Lowe's Offers
OPEN Savings® Benefit3
Lowe's Discounted Delivery
Lowe's Ordering Options
Access to Purchase Protection4
Access to Extended Warranty5
Easily track purchases by Additional Card Member
Monthly Statement Transaction Detail
Credit Line Assignment
Credit Center Customer Service
Account Designee Access
Online Account Management
1 You will receive 1 Lowe's Business Rewards point ("point") for each dollar of eligible purchases on your Lowe's Business Rewards Card from American Express ("Card Account"). You will receive 1 additional point (for a total of 2 points) for each dollar of eligible purchases on your Card Account at Lowe's stores, and Lowes.com. You will receive 2 additional points (for a total of 3 points) for each dollar of eligible purchases on your Card Account at restaurants located in the U.S., at office supply stores located in the U.S. (office supplies purchased at other retail stores are excluded), and on monthly wireless telephone services purchased directly from U.S. wireless telephone service providers (purchases of hardware and equipment are excluded; any purchases from third parties and resellers are excluded).
Eligible Purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of any cash equivalents.
Merchants are assigned codes based on what they primarily sell. A purchase will not earn additional points if the merchant's code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn additional points. A purchase may not earn additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.
2 Additional Card Spending Limits may be set up online or by calling the number on the back of your Card. The Spending Limit is not a guarantee that the Additional Card Member will be able to make purchases up to that limit. There are certain purchases where the limit does not apply such as restaurant tips and hotel stays extended beyond their original reservation period and the overall Account capacity is taken into consideration. For more information on the application of the limit, please refer to the Spending Limit Terms & Conditions that will be included in the confirmation letter mailed to you after your limit is applied to each Additional Card.
3 The OPEN Savings benefit is built into Business Cards from American Express OPEN and provides up to a 10% discount for each eligible dollar spent at OPEN Savings merchants.The discount is provided in the form of a statement credit. To take advantage of this benefit, payment must be made with a Business Card from American Express OPEN at the time of purchase. All Cards under a particular Card Account (including the Basic Card as well as any Additional or Employee Cards) are combined for the purposes of calculating OPEN Savings benefits.All OPEN Savings benefits are credited to the Basic Card Member only. Please allow up to 12 weeks for your benefit to appear on your monthly statement. Purchases that are eligible for the OPEN Savings benefit that are returned or credited from an OPEN Savings merchant will result in a reversal of your statement credit. The benefit may not be available at all OPEN Savings partner locations.. For a full list of individual OPEN Savings merchants and benefit descriptions, please visit opensavings.com.. The OPEN Savings benefit (including merchant participation and offers) is subject to change at any time without notice. OPEN Savings offers may be subject to exclusions, benefit limits and other restrictions or limitations. For full terms and conditions, go to opensavings.com. Lowe's Business Reward Cards are not eligible for the Membership Rewards program,so terms and conditions on opensavings.com pertaining to the Membership Rewards option do not apply to Lowe's Business Rewards Card Members.
4 Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951, Policy AX0952, Policy AX0956, or Policy PP-IND and is subject to change with notice. This document does not supplement or replace the Policy. Card Member is responsible for all shipping and handling costs associated with merchandise returns which may be required for claim processing. For more information, see www.americanexpress.com/purchase.
5 Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953, Policy AX0954, Policy EW-AX0958, or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. Card Member is responsible for all shipping and handling costs associated with merchandise returns which may be required for claim processing. For more information, see www.americanexpress.com/warranty
Lowe's Business Rewards Card from American Express is issued by American Express Bank, FSB. ©2013 American Express Bank, FSB. All rights reserved.
Are you a Canadian customer looking for credit services? Please visit our Canadian site at Lowes.ca